Posts Tagged ‘credit cards’

Business Business

Filed under: Money relations

There was another thing I spoke of last week that is still bothering me. Banking, in particular business banking. I have issues with it. Small issues I guess, but irritating issues none the less. Wow, seems to be complaint week again. At least they are minor complaints, which is one point I am not going to be complaining about. Alright, enough with the digressions, back to your regularly scheduled complaint. Banks and business accounts. So, think I complained a bit about how long and what they are doing in regards to my business card. I have, at this point decided to forego the card and just use one of my own personal ones for business stuff only. It is just to much of a pain dealing with them and it has taken entirely much too long to even get the card. They did apologize a lot, saying the delay was really not acceptable, which it wasn’t, but it is somewhat to little to late at this point. I still think it would be less of a pain in the butt to open a foreign currency bank account. Actually, I know it is less troublesome. I originally went with the bank because they were friendly and had good savings rates, but the rest of their services are leaving a whole lot to be desired. So, guess I take my business business somewhere else.

Banks, especially credit unions should be consumer friendly as it is our money they are using, but they seem to lose sight of that fact. Most of the ones I have been to, if you go inside the bank they are fairly nice but if you call them you might as was have well not bothered, although that is really a lot less so with the credit unions. The big banks, though, are often good at wasting your time on the phone.

Tags: , , ,

Permalink Comments (0) blog Aug 21, 2009

Credit Card Boondogle!

Filed under: Hmmm

This is a rant. Read at your own risk! I read an article today about credit card companies closing accounts that are paid regularly or unused. How can we let them get away with that? It is so offensive it’s not funny! I cannot believe that they basically got us by the balls, coming and going. If we don’t use it or use it intelligently then they close it and when they close it of course the FICO score drops so we get a double whammy. WTF???

I mean come on, what kind of idiocy is that? I think a company that could claim they would not do that and put it in writing would do very good, because I know that if I was with one of the credit companies that is currently doing this to its customers I would be seriously worried. How can a company expect to gain loyalty if it treats its customers that way? If it was me I would switch in a heartbeat. Once you were with the credit company that guaranteed they would not close an account in good standing regardless of the use then your FICO score would go back up. I wonder, are there any companies willing to take a dare and make that statement? I bet they would gather a bunch of customers in a very short amount of time! I know some of the credit unions are not doing that, maybe we should all dump the big companies that are treating people the way they are and take our business elsewhere. We could get a coalition together and make a statement with our business. Tell them that what they are doing is not only unacceptable but Un-American or Un-Whatever country you reside in. Heck a coalition might even be able to create its own bank and get help from the government. Wouldn’t that be nice.

Tags: , , , , ,

Permalink Comments (0) blog Apr 9, 2009